When looking into starting your own food-based business whether this is a pop-up café, a bakery business or perhaps even an artisan restaurant there can be many things for you to think about. Once you have chosen you desired location and are looking to kit out your kitchen area there are a few items of commercial equipment that you might want to have a look at.

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Ovens – Commercial ovens are larger than your standard domestic ones and allow for you to cook more items at a time. The sort of oven you are looking for will depend on what you are producing on a daily basis and your needs in terms of oven space and hob space. You can find ovens like the Lincat Combi Oven at and it is well worth having a look to see what they have on offer.

Fridges and Freezers – One of the staples of your kitchen equipment should be your fridge and freezer. Again, the type that you need will depend on the amount of food that you have to store, the length of time you will be storing it and whether you will need items to cool down in very short periods of time. This could mean that a standard commercial fridge and freezer will suit you or you may need to look at a cold room instead and perhaps a blast chiller and freezer to cool your items down in no time at all.

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Commercial grade mixers – mixing batters and cake mixes by hand is a long and potentially boring task, it also slows down the amount of mixtures that can be made as you need to ensure that the bowls and utensils are washed in between each batch. A mixer allows for you to make larger amounts of the mixtures and in a much quicker time. It is important though that you find a commercial grade mixer as your standard domestic mixer is not intended to be over used and will result in the machinery breaking down.

Industrial dishwasher – No one wants to be washing up pots and pan all day long and a commercial dishwasher will not only mean you don’t need to employ someone to work as a pot washer but it will also ensure that all of your cutlery and equipment will be washed at temperature hot enough to kill of any bacteria and viruses that may be present on them.

A hybrid material is made up of two separate components joined at a molecular level. Significant research has led to the development of hybrid polymers, which are ideal for use as sealants or adhesives. These materials combine the benefits of polyurethanes and silicones in a silane-curing organic polymer. These high-performing materials bring significant advantages, as detailed below, with easy handling and also conform to stringent environmental specifications.

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The low viscosity levels of these hybrid polymers mean no plasticizers or solvents are required in their production. This low viscosity also means the polymers can be processed easily, have a wide tolerance in formulation and have excellent mechanical properties.

Hybrid polymers can set extremely quickly without blistering due to the rapidity of the curing rate and will not require the use of a primer for most conventional materials. Alpha-silane technology is used as the mechanism for curing, which allows adhesives and sealants to be developed with no risk to health and therefore no need to be classified as a hazardous substance. They are highly elastic, as is typically found with silicones. The advantages these hybrid polymers have also include those similar to polyurethanes, such as being paintable and their impressive mechanical strength.

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Hybrid polymers are considered an environmentally friendly option as they do not contain isocyanates or solvents. In addition, tin catalysts are not required during the curing process as it uses alpha-silane technology as the curing mechanism.


Technology is constantly evolving in the arena of hybrid polymers, so further uses are being developed all the time, as discussed by Northwestern University.

With the significant advantages outlined above, these hybrid polymers are ideal for do-it-yourself tasks in the home and for industrial use. They are perfect replacements for the bonding materials traditionally used on wood, parquet, mirrors and electric lighting networks. There are even hybrid polymers available now for use as metal bonding adhesives, such as those from A metal bonding adhesive can bond metal to metal but also attach metal to brickwork, wood and plastic.

Hybrid polymers should also be considered for more demanding uses, such as on boats or in sporting grounds. The construction industry is relying more and more on liquid waterproofing membranes, which hybrid polymers are contributing to significantly. It is an exciting and expanding industry.

If you run a membership organisation you may be considering software to help you manage your database and streamline your processes. But how can such a system help your business?

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Benefits of a membership management system

Firstly, and probably most importantly, all your data will be in one place. This allows you to easily integrate your data to find trends and create member profiles. This will help to significantly improve your marketing efforts as campaigns can be more highly targeted. A membership management system will also automatically process your renewals and invoicing for you. If it’s set up correctly and has the functionality, your members will also be able to have a portal that they can access to view details about their membership.

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If you run events, a membership software package should also be able to help you coordinate your efforts in this area too.

If you’re storing your clients or members data you should, of course, always be mindful of the GDPR regulations which were recently introduced. The Register provides some guidance if you’re unsure about how these regulations affect you.

If you’re looking at membership management systems, companies such as have nearly twenty years’ experience.

Five questions to ask potential suppliers

Firstly, it’s worth establishing how long they have been providing this type of software. Do they have the experience to provide the services they are pitching? What about customer testimonials to back up what they’re saying about the products and services they provide? Any supplier worth their salt will have no qualms letting you speak to their existing customers?

They say that people buy from people. So actually, it’s not always the latest, cutting edge or most expensive product that people buy, they buy from people that they like. This is particularly important with software where you’re going to have to sit down and discuss the nitty gritty of your business to ensure that they understand your vision and goals. You’re also likely to have long-term, ongoing support relationship with them so it’s important that you understand and like each other. What about integration with existing software? There’s not always much point in streamlining one area of your business if it’s a manual process to transfer information to another system.

Finally, are they able to deliver on your timescales?

We want a lot these days, and we are becoming increasingly impatient. When we want something, we want it now. At the same time, we want to be ahead of trends. We want to be the first to try new things, but we would rather have them brought to us than leave our homes.

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This means there is plenty of scope for interesting and unusual delivery services bringing exciting products directly to our homes. We are time-poor and looking to be more efficient, although we might also be a little spoilt and lazy! 

Deliveroo is now a household name, but there are plenty more delivery services waiting to break through.

Blue Apron

Healthy eating continues to be huge, with schemes such as HelloFresh encouraging us to cook more interesting meals from scratch. Blue Apron offers a similar service in the US and brings a whole week’s worth of fresh ingredients directly to your home. It offers oriental menus and a weekly menu breakdown online.

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Postmates is another US-based company. It will collect food from your favourite restaurant, Deliveroo-style, but goes one step further and can bring items from a supermarket via a website or app around the clock. Perhaps you don’t fancy leaving the house to collect a prescription or your dry cleaning – leave it to Postmates.

Stitch Fix

Stitch Fix is a US-based business that helps you to stay bang on trend with the latest fashions without having to set foot on the high street. By registering a few short details about your size, style and budget, Stitch Fix will choose outfits and deliver them to you. There is a styling fee; however, after this, you are only charged for what you keep.

For more interesting and unusual delivery services, see the selection found by the Huffington Post.

If you need something taken somewhere rather than delivered to you, there are – of course – services to help you with this; for example, businesses such as offer the services of a man and van in Slough to help with residential or commercial removals.

With new businesses popping up all the time, there is lots of scope for finding something new and plenty of demand if you have an idea for a startup of your own.

Companies aiming to bring in and also retain devoted as well as valued staff members typically have to make use of more than salary alone. A certified retirement can improve an employee’s advantages package.


The self-made, vastly successful businessman Andrew Carnegie summarized how to run a successful organisation, “Eliminate my factories, my plants; eliminate my railways, my ships, my transportation; remove my cash; strip me of all of these, however leave me my men and also in 2 or 3 years, I will have them all again.”


Geoffrey J. Thompson talks carnegie recognized that the key to any useful service was its workers. To attract and also keep valued workers, wage alone is not nearly enough. Utilizing a professional retirement to “sweeten the pot” of a fringe benefit bundle could suggest the distinction between a company growing and also flourishing and also one that slowly and painfully passes away.


The Information Regarding an Effective Organisation


For numerous business owners, they have a competent retirement position. The question they need to be asking themselves what type of retirement is the very best fit for their business.


– Employees are the glue that makes an organization prosperous as well as prosperous.

– To make it less complicated to hire, hire, and retain one of the most effective staff members, a great employee benefits package is required and also need to consist of retired life advantages.

– A reduction in profits, enhanced competition, loss of self-confidence with consumers and lenders, and even replacing the staff member are the results of losing a top quality employee.

– Substantial tax advantages are received from a professional retirement plan for business as well as its workers.

– For small business owners, depending on others to help attain retired life revenue goals is not suggested.


A Successful Qualified Retirement Plan


A competent retirement is a program performed and kept by an entrepreneur or person for the sole function of giving retirement benefits to staff members. This program needs to meet details regulations dictated by the Internal Income Code.


If an employer wants to fund a certified retirement plan for employees, the policies to adhere to include:


– The strategy must be put in creating and also connected to all company staff members.

– Established by the company, the approach needs to exist for the unique advantages of the employees and even their recipients.

– Assets got from the plan might not be used for other function compared to the particular position of all consisted of employees or their beneficiaries.

– Only when the strategy has been ended as well as all responsibilities satisfied, comprising of the employee and also their recipients, does this regulation end.

– No discrimination might occur in the strategic advantages and contributions with regards to highly-compensated staff members.

– Particular insurance coverage, vesting, eligibility, and also minimum financing criteria should be met.

– The plan should provide specific specified distribution needs.

– Assignment or alienation of strategic advantages for the strategy is restricted.

– Survivor benefit might be consisted of in any retirement plan. However, these advantages are not to be the single purpose of the procedure as well as could be specified as “subordinate” in the approach to be consisted of.


So, why do companies jump to give their employees with qualified retirement plans if there are numerous regulations? The response is easy: tax obligation advantages.


Tax Benefits of Qualified Retirement Plans


Saving is hard enough for the ordinary American. Therefore, to motivate conserving for retired life, a selection of tax obligation advantages are used by qualified retirement plans to companies and also employees. All competent retirement offer significant tax breaks. They are:


– Business Expense Deductions: Any contribution made by an employer to a certified pension could be written off quickly as a business expense.

– Untaxed Employer Contributions: Payments made by the employer to the staff member are not exhausted until the funds are dispersed throughout the employee’s retirement.

– Tax-deferred Growth: Any type of investment contribution gains or revenues on a professional retirement plan are not exhausted until they are distributed from the strategy.


Various other motivations are also available depending upon the sort of qualified retirement plan. These include:


– Specific professional retirement plans enable employees to delay a portion of their salaries. The employer then contributes this amount to the professional retirement plan. These salary deferments which the worker elects to invest are not consisted of in the worker’s taxable income. Therefore, any amount the worker takes into their qualified retirement is made with before-tax bucks.

– If the employee chooses a Roth 401( k) strategy choice, then those same bucks are invested but strained at the time they are obtained. Nevertheless, this option additionally suggests that when distributed throughout the worker’s retired life, no revenue tax obligation will be paid on the quantity contributed by the worker or the gains obtained while the financial investment grew.

– Circulations of a qualified retirement plan may qualify for special tax treatment.

– Employees who make payments to specific adequate retirement and is eligible with low- to moderate-income requirements, may be trained for a tax obligation credit score.

– A tax obligation credit scores could be declared by little employers for part of the costs when developing particular kinds of certified retirement plans.


Developing a Qualified Retirement


For company owner, whether it is a sole proprietorship, a partnership, or firm, that want establishing a certified retirement plan, can create a qualified retirement for the advantage of the staff members, even if the only staff member is the owner or the owner and partner.


Similar to any challenging investment method, speaking with a certified economic advisor will undoubtedly make sure that all staff members exist with the best sort of retirement which companies can maintain these staff members once they are employed.


Crunchbase profile of Geoff Thompson:


When a company–startup or not–is said to have a high turnover rate, you know something is up. Either the work culture is unpleasant, the employer to employee relationship is tainted, the variety of the work is unmanageable or perhaps employees simply do not feel motivated. Strong leaders know exactly what it takes to move their employees into driving sales, expanding the company’s product lines and ensuring only the highest quality control. However, it is imperative to take notice that being a manager is a little different than being a coach; while leaders are very much in tune with the psychology of how humans react and which specific attributions their employees pay more importance to when feeling motivated at the job.


Lessons from the CEO at Handy


Handy’s CEO, Oisin Hanrahan, started his now international company, then basement startup, only a few years ago and  has managed to substantially grow the offerings of their services five-fold since its birth. This is because his refined ability to understand who he works with and what the customer craves out of a handy pocketbook app that allows one to schedule cleaning services the same way one would order dinner from UberEats. How does he do it? Let’s find out the tricks of the trade as we interviewed him at last year’s C2 Montreal event. As a panelist speaking about the future of AI in the cleaning and handy work services industry in the United States–also an obvious strategic move for him to render his services in the following year in Canada–our team was able to catch him for a quick interview.


Maintain Open Communication with All Employee Levels


“My door is always open” is something that is said of a real leader. A coach who wants to answer any employee questions realizes that this feat can prevent any possible issues from arising. Having morning pow-wow meetings where all employees share what the priority tasks are for their day also allow higher management to keep up to date with what employees are accomplishing during their days of work. Also, focusing on work-work-work is not always the way to go. Recognize that these people who you work with are actually humans with feelings and qualities. Ask them a question here and there about their family life, their weekend plans and how they are truly doing. Make them feel like they are not just another face, or worse–an employee id number– in your large company.


Let Them Make Decisions For You


Perhaps you built your company from scratch with little or no help from others, feeling as though it is your little baby. Now that your startup has propelled, you must learn to trust your employees and hand them the torch to important strategic decision making. This will make them feel like they have more of a say and a value to add to the company. Only good stuff–and a lower turnover rate–can come out of this.

How many items are on your to-do list? Do you think you will get through all those tasks in less than 10 or 8 hours? Will you have enough time to have dinner and breakfast with your family? Is there enough time in the world for you to meet your work and family obligations?

Like the rest of us, we hardly have time to get through every little thing that needs to be done. And, even when we stretch ourselves, we will have to face the consequences because one thing will suffer. Pushing yourself to the edge will also affect your health negatively. So, where do you draw the line? How do you know that it is time to stop making reservations in your barber shop? How do you attain a work-life balance? Is the balance there/ attainable?

Keep reading.

Lower your perfection alarms

You are your worst critic. And, to be at your best, you are too hard on yourself. While that seems to work now, don’t expect to deliver those perfect results forever. So, while you care about your work deeply, set limits. You should also tend to your home and your family unit.

If you find yourself rehashing your mistakes every day, then you should try a different approach. For once in your life, do something and if you feel tired or you don’t hit the crazy standards you set, go home. You will realize that not everything is perfect in life.

Set boundaries

Do you say yes to every request by your boss, friendly colleague or your friends? How about your family – does everyone get their way with you?

If you are seeking a work-life balance, but you still put up with everyone’s mistakes, then you are in for a stressful life. Say no to something every day. Carve time for yourself and take breaks from work or family as much as possible, and as you need.

Also, people will always treat how you let them treat you. Learn to say no and stand by your decision.

Create strict work, social and family boundaries and don’t shift your ground. You need to recharge too. Take what you can chew.


What is the most important thing to you? Brian Dyson, the former vice chairman and the COO of Coca-Cola said something important about prioritize. To help you make the right decisions on string balance, you have to know your most important cards.

Your family, work, health, your friends and your spirit are like five balls juggled in the air. These balls are made of different materials, and their successes or failure depend on the characteristics of the materials making up the balls.

Your work is like a rubber ball, always bouncing back if dropped. However, your family, health, friends, and your spirit are glass balls. Once the glass balls drop, they are irrevocably scuffed, nicked or shattered. The change in the dropped glass is irreversible.

Therefore, even when you earn good money from your job or your business, know that it won’t matter when your health deteriorates, your family breaks or when you lose your spirit.

So, what do you prioritize?

Seek help

Asking for a helping hand is never a sign of weakness. You need to admit that you cannot do everything everyone wants or even what you are expected to do. So, if you know that you cannot complete some tasks, get home in time, pick your child from school, or have some time for yourself (or your partner), ask for help at work or home. Your colleague can help at work, and you could hire a babysitter to help around the house.

In line with setting priorities, you have to put yourself first. Don’t put off the need to see a doctor for that pain in your chest for a business trip or even trying to complete the appraisal reports.

Did you know that the Dutch have the highest possible level of work-life balance? Wondering how they do it? Well, they share work among themselves, at work and in their homes. They also have a strong sense of community. Therefore, if someone is in need, they can rely on their friends or neighbors to step in. Perhaps you could embrace that too.

Stop Multitasking

Multitasking makes you less productive. Instead of multitasking, how about overlapping? Say you have no time for an activity you used to enjoy before you got busy. Don’t you think you can bring in your partner or your kids to take part in those activities with you? Hiking or reading seem like perfect examples of things you can enjoy with someone else. So, instead of trying to read while watching TV, how about encouraging your partner or your kids to read something they like? If your kids are making it impossible for you to paint, give them crayons and let them color their little worlds. You can go for walks with children too or, you could walk or cycle to work.

Accept that you have to blend some actions

In the search for a work-life balance, you will realize that your dreams aren’t as valid. You have to acknowledge that some tasks need to be done alongside others. There will be overlaps. Fit the perfect and important pieces together.


Set a limit of what you can react to

If you react to everything instantly, then there is a high likelihood that you will feel drained hours into your day. You don’t have to answer every email in your inbox, phone call, or text message as soon as it gets to you. Tough?

Here is how to make it simple. Prioritize. What is the most important thing in your life? What do you need to finish by midday? Create a schedule of things to do. In that schedule, carve out time for returning calls and replying emails. This strategy ensures that you accomplish more in less time. Set aside time to react to social media too.

You are always busy but, are you productive?

Don’t mistake being bust for being productive. Productivity is getting things done efficiently. If you find that you couldn’t get through all the tasks on your plate, yet, you knew you would have completed those tasks, but, you only ended up with an unproductive day, then you might want to change tact. Focus on what you do best and stop listening to the noise.

Check in with yourself

How are you doing? Are you on the path to achieving your objectives? How is the approach you adopted making you feel? Are there adjustments you think could make your life better?

To gather all this information, check in with yourself weekly and evaluate your progress. Identify those things that made (make) you feel fulfilled and successful.

This evaluation process allows you to learn and change the things within your power before things spill out of control. Evaluate your feelings and performance daily, weekly, or monthly.

Prioritize your health

In everything you do, your health should be the most important thing you focus on. If you are battling with a chronic disease, depression, or anxiety, put your health first and don’t do things that will jeopardize your health.

Note that taking care of your health isn’t just about seeking medical attention or getting the best treatment, it is about leading a lifestyle that encourages healthy living.

You need to take care of yourself. Get adequate sleep, eat well, take time to exercise, and go for medical checkups. You should also take care of your mental health.

You realize that the HR team will have your replacement as soon as you are hospitalized, don’t you? So, while your work pays the bills, it would do that for long if you are ailing.

Do you like your job?

You cannot be happy, comfortable or balanced if you hate your job. If you dread getting out of bed, then you should consider a career change.

Since you spend more than 80 percent of your time and life working, you might want to spend that time doing something you love.

Focus on one task at a time

Do you find yourself dreaming about a vacation destination or your children when you should be focused on that project with a looming deadline?  How about leaving dreams to when you leave work?

Work-life balance is all about having clear expectation between your worlds and setting boundaries which ensure that the two worlds run without interfering with the other. It is about keeping work to the office and the office out of your family life. That is the only way you could ever strike a balance.

If you find that you have blurred lines defining your work and your family life, then you might want to reevaluate your habits and be honest about every bit of your life.

Boundaries and focus on one thing mean that you can give your work the attention it deserves. In the process, you meet your deadlines, and you have more time to focus on other important things. Being present fully (mentally and physically) at home or work is the only way you can achieve that work-life balance you badly need.


If you find that you are unable to stay off social media for hours as you try to complete a project, get rid of the apps from your phone. If you spend the entire weekend connected to technology, shake things up by switching off your phone, read a book, go for a walk, go hike, or visit your family and friends.

In this digital age, that could be the most challenging thing you do but, you need to do that for your wellbeing.

Instead of staying connected to the internet, connect with yourself. Are you still you? Are you on course to achieve your goals? What are your hobbies? Build them up?

Work hard and play hard (or harder)

Find joy in the little things. After a tough week, month or quarter at work, give yourself a break and take a trip or go out to a club and rejoice in your achievements. Play could also mean taking your family out for a movie or surfing.

Embrace technology

This could sound like a contradiction since the need to unplug from technology was mentioned above. However, technology isn’t an enemy of work-life balance all the time.

Thanks to technology, there are numerous apps you can use to simplify your life.

For example, Cozi is a digital planner that works like a calendar to help you organize your grocery lists or meetings. IFTTT helps you manage all your apps in one place as it lets you sync some apps together. Strides let you keep track of your goals and MedHelper helps people suffering from chronic diseases to take their prescriptions or when to get refills. Happier works like a gratitude journal that reminds you what you should appreciate and Simply Yoga reminds you to squeeze in time for yoga.


Regular exercises could be all you need for balanced life. Working out regularly helps you deal with stress. It also helps to clear your mind making it easier for you to focus on what matters to you.

Besides increasing your level of happiness, exercise also increases self-efficacy, according to the Harvard Business Review. Through self-efficacy, you can tackle stressful situations as challenges that require your mastery.

Take a break

You might want to complete a project without leaving a desk but, that makes you less productive. It is essential to take a break when working. Breaks make you productive by clearing your head. That break could be all you need to deal with a stressful situation so that you can get back to work relaxed.



Even if you are good at your work, you will find yourself thinking about the extra that you could do. Though it is a great thing to be proactive, it isn’t effective if you get home drained and unable to relax or even check in on your family, spouse or a friend you promised to call.

Since the world is becoming a deeply tangled web by the day, you need to learn how to avoid getting tangled and deep in the web. The tips above should help you achieve a balance. It coils be a reminder of what should matter in your life.


It has been announced that the National Later Life Adviser Conference is to be launched this year.

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Sponsored by the Equity Release Council, which is the professional body for equity release, and the Later Life Academy, which is the training and commercial organisation for later life advisers, the conference will be held on 21 June 2018 at Gloucester Rugby Business Centre at Kingsholm in the historic Roman city.

What is the National Later Life Adviser Conference?

The conference is largely targeted at advisers specialising in the later life market who work with mature consumers and are seeking to broaden their expertise and knowledge. The event will bring together a collection of key-note speakers with proficiency in a range of fields, including the financial services sector, alongside industry leaders, charities, consumer organisations, and political and regulatory commentators.

Topics under discussion include consumer needs, changing products, economic and political challenges, advice and longevity needs, the future of social care and mental capacity, and innovation and software. Retirement presents many challenges and the conference is designed to help advisers to offer the most relevant information.

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The challenges for later life advisers

Care funding challenges, pension freedoms, later life lending growth and equity release, savings, wills, LPAs and increases in funeral planning are driving developments in technology, consumer engagement and products. Software for IFAs from specialist providers such as can help to meet these growing demands. Integral to all these topics are economic issues, political changes, and the sector’s ability to understand demographic and capacity challenges.

Advisers are confronted with constant change, and organisations must find the ideal balance between distributing quality advice and ensuring it is commercially sound. The National Later Life Adviser Conference was launched to guide advisers in this thriving market while broadening their knowledge and to support them when helping older clients with their specific needs and wants.

The programme for the conference promises to be full of quality speakers and a wide range of providers that are highly active within the advisory market. This will help any adviser who wishes to grow their business and develop new relationships. As more advisers continue to develop their propositions, the conference will continue the current exciting momentum in the later life sector.

There are a number of reasons for a business to be in need of money. When they can meet their needs, they will have to get help from third parties. That is where factoring companies come into picture. When there is a constant flow of cash any business can work on building a stronger future of the business with the help of additional and new employees.  New equipments can be purchased with the money that they have in hand. The space that is occupied by the business can be enlarged to meet the needs of the business. They can also put their efforts in creating a new product line. In general, additional money infusion will help a business in expanding its area of expertise and productivity. This will in turn increase the profit of the business. It is a known fact that a number of growing businesses choose the best factoring company. It is because of the quality of service that they provide. Interstate Capital Corporation converts the accounts receivable into cash and places that in the pocket of the business owner. They can then use the money as they see fit for the benefit of the business.

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